You can find information about Insurer, Insured, Beneficiary/User and Insured Equipment etc. & other terms & conditions for your LUMIA 1020. Please note that insurance is available on select stock. To validate availability of insurance, please enter your primary IMEI no. in above box.
This document gives information about Insurer, Insured, Beneficiary/User and Insured Equipment etc & other terms & conditions
Proposer – Microsoft India Sales Private Limited for the benefit of their end consumer, whereby customer purchase an Insured Equipment during the Policy Period, through their Medium.
Insurer: The New India Assurance Company Limited
Insured/Beneficiary/User : Purchaser of the insured equipment,
whose name is as shown on the Invoice with model. However his / her Spouse, Children
& Parents can use the equipment. Where the purchaser is a company, beneficiary/user
shall mean any representative/ employee of the company authorised to use the Equipment
Insured Model: Microsoft LUMIA 1020
Insured Equipment: Insured Model as shown on purchase Invoice
Medium: Microsoft certified retailers or partners
Administrator/Facilitator/Coordinator: Universal Insurance Brokers
Services Private Limited (UIB) & its ancillary partner’s if any
Cover Period:12 month from the date of 1st purchase of Insured
Sum Insured: Equipment value as mentioned in the purchase invoice
subject to maximum of INR 50000/-.
Policy Period: 11th October 2013 to 10th October 2014.
Section 2 - The scope of the cover
Provided insured/beneficiary/user has purchased Insured Equipment and same is mentioned in the invoice issued by Proposer medium to end customer i.e. insured/beneficiary/user and proposer have declared Insured Equipment to insurer and paid appropriate premium. Insurer in the following event to Insured Equipment will accept liability towards repair or replacement with same or similar equipment or at their option will arrange for payment as per policy terms and condition, if equipment :
- Suffers accidental physical damage to the Insured Equipment and/or such damage cause’s equipment to stop working.
- Fails to work because accidentally fluid has entered its internal circuitry, resulting into stoppage of the insured equipment.
- Burglary including theft and housebreaking
- Stolen from a locked building/room/vehicle. –Fire, lightening and explosion.
- Damage or theft during riot, strike & malicious damage.
Insured will not be eligible for any compensation, for any loss or damage to accessories even if forming a part of standard pack or to any complimentary or ancillary product/s, made available.
Section 4 – Compensation
Total Loss: –
Compensation for any total loss claims will be by way of NEFT or payment to the
insured account by suitable mode. Maximum liability per Insured Equipment shall
be Sum Insured, subject to excess and depreciation depending on age of insured equipment
from date of purchase at the date & time of loss.
Partial Loss: –
Compensation for any Partial Loss claims will be by cashless repair to the Insured
Equipment or NEFT/payment to the insured account by suitable mode. Maximum liability
for each Insured Equipment shall be cost of repair, subject to excess. If the repair
cost or maximum liability at the time of loss exceeds the total loss settlement,
Insurer shall settle the claim on total loss under BER (Beyond Economic Repair).
If the repair value is more than the compensation payable, beneficiary has to bear
the difference between repair value and approved amount.
Excess is minimum value which shall be deducted in each and every claim. Excess
is 5% of the claim value, or 300 rupees, whichever is higher.
The Sum Insured or maximum liability shall be calculated by applying depreciation
on the claim value only for total loss:
Section 7 – Contact points for Claims
All claim related queries and submission of claim document/s or correspondence
should be directed to Universal Insurance Brokers Services Private Limited by calling
on 022 – 4910 7910 or by sending an SMS as “UIBSUPPORT (space) MPP
(space) [mobile number] (on which customer wish to get reply from UIB) on 56767
e.g. UIBSUPPORT MPP 1234567890.
On the basis of call UIB will in turn arrange for a pick up of claim documents
& damage equipment in case of damage category claims in cities such as Mumbai, Delhi,
Kolkata, Chennai, Bengaluru & Hyderabad.
In case pick up facility is not available, UIB shall guide the Insured further
course to either obtain cashless or mail in benefit or such suitable mode of service.
All claim related documents or correspondence need to be submitted by the Insured
to Universal Insurance Brokers Services Pvt. Ltd (UIB) in Duplicate i.e. Original
claim document/s with one additional photo copy of all original claim document/s.
Note: Original Documents shall be retained by Insurer at the time of claim and
shall not be returned to the insured/claimant.
For claim guidance or assistance and claim related issues, beneficiary can contact
Insurer/UIB. Insured/Beneficiary can inform about the claim i.e. claim
intimation, know their claim status and also get all other relevant information
by calling on 022 – 4910 7910 or writing an email at
firstname.lastname@example.org or by sending an SMS as “UIBSUPPORT
(space) MPP (space) (mobile number) (on which customer wish to get reply from UIB)
on 56767 e.g. UIBSUPPORT MPP 1234567890.
The Insured may refer http://mpp.universalinsurance.co.in/lumia1020.aspx to view
or download for all insurance claims related documents.
This insurance policy is valid only if make and model of the insured equipment is
Insurance is subject matter of solicitation.